Has anyone any experience of these. Their quote is so much better than more thans renewal  and I see that after excess you still pay 35% bill but still reckon its an option I might consider. Anyone any thoughts on these?

Hi,

I have a friend that uses them and they have always been happy, they've always had claims payed out without quibble.  I looked into them but found AXA to be a better deal, might be worth trying them - there is no percentage to pay with an older pet with them.

We use them and have been very satisfied with them. Pay out without quibble and will pay the vet direct, they also pay for hydrotherapy and physio with no worries. all in all we are very happy.
Aileen